UPDATED CREDIT TOOLS OFFER COMPARISON WORKSHEET Date: ____________________ Goal: ____________________ [ ] Record the stated rate, fees, term, and expected total repayment. [ ] Ask when payments start and when each payment is due. [ ] Ask about early payment, date changes, and access to support. [ ] Record questions about penalties, collateral, or guarantees. [ ] Keep the written terms alongside the questions you still need answered. Questions to bring to the conversation: 1. ________________________________________ 2. ________________________________________ 3. ________________________________________ Next review date: ____________________ Keep personal financial records secure. This is an educational preparation worksheet, not personalized advice.